Our Corporate Policy
Your privacy is important to us. We understand the information you provide — or that we collect about you — is private. This policy explains how we collect, use, and safeguard your personal information.
Who Has Access to Customer Information?
The information you provide to us is used solely for qualified plan and related purposes. Access to your information is limited to employees, independent agents, and trusted service providers who need it to perform their professional responsibilities.
All such parties are required to maintain the confidentiality of your information and use it only for authorized purposes.
Why Do We Collect and Maintain Information?
As a regulated insurance agency, we are required by state laws and regulations to collect and maintain certain information about our customers.
The information we collect allows us to:
- Deliver services and products tailored to your needs
- Maintain accurate records
- Provide a high level of customer service
What Type of Information is Collected?
We may collect and maintain the following types of information:
- Information you provide directly (e.g., name, address, telephone number, and Social Security Number)
- Transactional information (e.g., payment history, account balances)
- Information from third parties (e.g., medical, employment, income history, assets and liabilities, driving records)
- Information from consumer reporting agencies (e.g., credit history)
- Information through our website — PensionSpecialist.net
Do We Share Customer Information?
We do NOT sell or share your non-public personal financial or medical information with outside parties for marketing purposes.
We may disclose information only:
- As permitted or required by law
- To service providers who assist in operating our business (subject to confidentiality obligations)
If our policy regarding information sharing for marketing purposes changes, you will be notified and given an opportunity to opt out.
How Do We Protect Your Information?
We maintain physical, electronic, and procedural safeguards designed to protect your personal information from unauthorized access, us, or disclosure.
Data Retention
We retain your information only as long as necessary to fulfill business, legal, and regulatory requirements.
Website Usage & Cookies
Our website may use cookies or similar technologies to improve functionality and analyze usage.
Children’s Privacy
Our services are not directed to individuals under the age of 13, and we do not knowingly collect personal information from children.
Changes to This Policy
We may update this policy periodically. Updates will be posted with an updated effective date.
To contact us for additional information regarding our Privacy Policies or how your information is handled, please use the Contact Us page to reach us with your requests.
Last updated: April 10, 2026
